Q&A with VA scheduled in Ludington, Hart Representatives from the U.S. Department of Veterans Affairs will be in Ludington and Hart for three question and answer sessions. Times and locations are as follows: Thursday, Feb. 15, 11 a.m. to 2 p.m., Ludington Area Senior Center, 308 S. Rowe St., Ludington Thursday, Feb. 15, 4 to 7 p.m., American Legion Post…