By Allison Scarbrough. Contributing Editor. LUDINGTON — A 50-year-old Ludington woman faces serving six months up front of a one-year discretionary jail sentence after pleading guilty in 51st Circuit Court Wednesday, Oct. 7, to first-degree retail fraud and second-offense habitual offender. As part of her plea agreement, Laurie Lynne Bell, of 408 N. James St., Apt. 3, will also be…