Credit union offers debt counseling services to its members.

Mason County Press is provided to our readers for free, thanks to the generous support of our advertisers. One of those great advertisers is Safe Harbor Credit Union.

LUDINGTON — Do you find yourself overwhelmed in debt with the collectors calling on a daily basis? Safe Harbor Credit Union offers its members access to a debt counseling service called Accel, provided through GreenPath Debt Solutions.

“We are always willing to work with our members at the branch, but we are giving them more alternatives if they would choose to do so,” said Kyle Gurzynski, Safe Harbor Credit Union operations manager. “This is an incredibly reputable and respected financial company and we want to give our members the best advice out there.”

Through Accel, credit union members may be able to eliminate collection calls, reduce interest on debt and eliminate fees.

The program offers free financial counseling with no appointment necessary.

“If are concerned about your debt, Accel will work with your to develop a budget and action plan based on your personal financial situation and goals,” Gurzynski said.

“You make one affordable deposit to Accel with each paycheck, and Accel pays your creidtors prior to the due dates. Safe Harbor Credit Union underwrites the entire cost for this program.”

Accel can also help members evaluate their credit report, learn to dispute inaccurate information, and understand credit scoring. It can also help members explore options for avoiding foreclosure, including contacting your mortgage servicer if necessary.

“Accell also offers pre-purchase education and reverse mortgage counseling,” Gurzysnki said.

“Those facing student loan debt issues also have an option with Accel,” Gurzynski said. “If you have student loans, Accel can help you make an informed decision on how to proceed. An Accel advisor will work with you to explore options and create a plan for your financial success.”